Health Insurance

What does private health insurance cover?

As a resident of New Zealand, you are eligible for publicly funded health or disability services. However, using the public health system might mean you wait longer for treatment, don’t get to choose your specialist, and if your condition is not related to an accident, you won’t be able to rely on the ACC (Accident Compensation Corporation) to pay for treatment. The Private Health insurance covers:

• Private Hospital Surgical & Medical costs

• Non-PHARMAC subsidised drugs

• Cancer treatment & accessories support

• Overseas treatment & Medical tourism

• Pregnancy complication treatment

• Oral surgery

What options could be added to the cover?

Specialist & Tests*

Cover the specialist consultations, second opinion consultations & diagnostic tests.Serious Condition Financial 

Support

Lump sum payment if you are diagnosed with one of the defined serious medical conditionGP & Prescriptions*
GP consultation, Pharmaceutical prescriptions & Nurse visits

Dental & Optical*

Dental cover, Orthodontic treatment, Optometrist consultation & Prescribed glasses and lenses

* Please note the benefits could be different depend on the company’s product and their criteria. We will help you to find the best option based on your circumstances.